Budgeting is a task that most people aren’t too keen about, but it’s necessary for keeping your finances organized and in check. And while budget management has caused many of us headaches in the past, it does not have to be that way anymore. Why? Because now we have Excel templates!
1. Personal Monthly Budget Template
From vertex42, this personal budget template will help you keep your monthly finances in order. Use it to track and organize your expenses in detail so you know exactly where your money went.
The Personal Monthly Budget Worksheet has fields for the many different things you spend your money on, from car payments to discretionary spending. And since it’s in Excel format, you can simply edit the cells for additional expenses and sources of income.
2. Savings Goal Tracker Template
Everybody wants to save money. But the thing is, this particular goal is almost always easier said than done. It’s so easy to lose track of your spending. And before you know it, you’ve spent more than you should – again.
Another one from vertex42, the Savings Goal Tracker Template will help you manage your expenses better, so you can hit that savings target month after month. Being able to track your savings and witness it grow will also give you that extra push to reach your goal faster.
3. Money Manager Template
Now that you have a monthly budget planner and a savings tracker, the next thing you need is an all-in-one budgeting solution that will help you monitor your income and spending.
With Smartsheet‘s Money Manager Template, you can record, track, and access all your financial transactions in one location. Not only that; this one comes with a checkbook balancing feature, too! Efficient and convenient, right?
4. Family Budget Planner Template
Managing a personal budget is already a challenge; what more is budgeting for an entire family? You have to consider your home mortgage, utility bills, insurance payments, the food — and that’s just the tip of the iceberg.
If you ever need a hand with managing and allocating your household budget, try the Family Budget Planner Template from vertex42. It’s both a long-term and short-term budgeting template that you can use to create a monthly and annual projection of your family’s income and expenses.
5. Small Business Budget Template
Versatile and easy-to-use, Capterra’s Small Business Budget Template is a must-have for start-ups and small-to-average-scale companies.
This particular Excel template packs a punch! Aside from standard budgeting features, this one also has an overview sheet that provides you a comprehensive summary of the data in the workbook. Use it to gauge how effective your budgeting strategy is and easily spot areas that need improvement.
6. Cash Flow Projection Template
Proper cash flow management plays a crucial role in the success of any business venture. Failure to do so can lead to mishandling and poor allocation of funds, which can have adverse financial impacts on the company.
Microsoft has a very user-friendly Cash Flow Projection Template that’s perfect for those who are just starting out in the business industry. Use it to check and align the company’s finances, and determine whether or not the business can meet its obligations for the term.
7. Detailed Financial Projection Template
Your business budgeting tools evolve with your business. A growing company needs a more advanced budget spreadsheet that can keep up with its pace and scale.
If you think your company has outgrown simple cash flow projection templates, Smartsheet has a Detailed Financial Projection spreadsheet that can handle more complicated budgeting calculations and expense projections.
Whether for personal, family, or business purposes, you can always find an Excel template online for all sorts of budgeting tasks!